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Investing at Young Age Doesn't Make You Rich

A contrarian take on investments at young age.

Hello,

Welcome to Paisa MonkNo non-sense finance newsletter for middle class Indians!

This is the article #2. If you’ve missed the first one on good loans vs bad loans, read it here!

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Alright, Today, let’s talk about “investing at young age and why you should reconsider!” 

Yes, you heard me right, I’m taking a contrarian opinion and asking you “should you really do investments at young age?

Don’t get me wrong. when I say young age- I’m referring to the students and professional who just started their career.

Trivia- Do you know which Indian state has highest number of investors? Keep guessing and you’ll find out the answer at the end of this post!

According to a recent study, proportion of young investors (under age 30) increased from 22.9% as of March 2018 to staggering 40% as of Sept. 2024!!

What does this data point say? This shows-

  • Growing interest in investing at early age

  • Access to financial learnings and resources

  • High Influence due to social media

Now, the report doesn’t specifically gives the breakdown of investors under age 30. But, I’m assuming at least 25-30% of these folks will fall in the age range under 25.

That’s basically 11-13 million people! (Stock market has nearly 110 Million investors in total)

So, this 13 million people are the ones who started working recently and students with some pocket money from parents.

Now, think of this -

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